Vancouver Mortage Broker
The Advantages of Engaging a BC Mortgage Broker?
Independent advice, save time, mortgage and real estate updates, tax deductible mortgage plans and… really great rates.
Mortgages are more complex, harder to negotiate and a big part of your net worth.
The value of independent advice is hard priceless. Imagine you are sitting with your banker and he makes an offer…is the offer in your best interest? Think for a minute, he or she is responsible to their boss, to making the numbers, to maximizing profit. They need to hit the revenue targets sent down by head office.
Imagine sitting down in front of your boss for a review and telling them you cut the rates to the bone; advised the clients on their lowest cost options; and if you couldn’t help, you directed them to another lender. How do you think your job review would go? But that’s the way the world works. That’s the value of independent advice, you don’t have to worry about the banker’s deal with their boss.
An independent mortgage broker in BC is not motivated by the pay plan or a potential promotion…my success is measured on how happy my client is with the transaction. Were they served well, was the rate good, did the mortgage fit their circumstances…not are the guys happy in the corner office with the profit they made on the mortgage.
Here is a brief list of the advantages of working with a mortgage broker:
- Timely rate updates from the lender
- BC Home loan options that are not provided by the bank
- Better rates then provided by BC in branch mortgage lenders
- Apply online and save your time and money with BC broker mortgage services
- Free advice on the mortgage options available, such as title insurance, life insurance, prepayment options, etc.
All to ensure that your mortgage is the best deal in BC.
Here are some examples of how using my services as mortgage broker in BC can help you save money:
Using a mortgage broker in BC is an effective way of getting a mortgage package to suit your needs without having to commit hours of your time to searching and browsing the internet, When you use my services mortgage broker service, you will simply be cutting out all of the time and work involved in finding a mortgage to suit your circumstances…this service is provided free and provided without obligation.
As mortgage broker in BC, I can source a wide range of mortgage options on your behalf, and will then put forward the ones that offer the best value in terms of interest rates and monthly repayments. One example is structuring your mortgage for tax deductibility…this will save you tens of thousands (that’s not a misprint) of dollars over the term of your mortgage.
One application is required with the BC mortgage broker which saves you the hassle of having to complete a form for each lender in which you are interested.
As an established BC mortgage broker I already have formed the business links, contacts, and relationships with a wide range of BC mortgage lenders. I can act quickly on your behalf.
If you have a poor credit rating and you are looking for an affordable home mortgage, I have years of experience in this area. I know which lenders will offer affordable mortgages to those with a tarnished credit history.
In short as a mortgage broker in BC, I can negotiate more favorable terms on your behalf:
- Longer terms
- Larger pay outs without penalties
- Reduced documentation requirements for the self employed
- Better rates for those with problem credit
- Significantly discounted rates (without haggling) for those who have well established credit.
The wide selection of home mortgage products available today means that consumers enjoy incredible choice, and this choice increases the chances of getting a great value home mortgage.
However, the downside is that you could end up spending hours and hours trawling through the home mortgage deals from various companies, and while you are busy trying to interpret the financial jargon that many lenders may throw at you, another buyer could snatch the house of your dreams from under your nose.